08 Sep, 2021 4 minutes Read time Prevention is the New Solution
Missouri. Home of most of Kansas City, birthplace of Mark Twain and his excellent wit, not to mention the St. Louis Arch – Missouri has a variety of flavors and inspirations that distinguish it as a unique state.
Like most other states, Missouri also has its own unique CE requirements. If you’re a Missouri license holder, you’ll need to stay abreast of these distinct regulations if you’re planning to keep your resident license, and, in turn, any additional nonresident licenses, in compliance.
The AgentSync writing staff is, frankly, a bunch of nerds. Yet, if you’ll forgive us our occasional hubris, you should understand this is our informative overview, but you’re the one responsible for being in compliance with whatever states you operate in. So, be sure to visit Missouri’s insurance site and do your own research before you just take our word for it.
What is the due date for Missouri Insurance CE Credits?
Beginning Aug. 30, 2021, Missouri’s new license expiration and CE due date is the producer’s birth date every two years based on the year of licensure. If that seems confusing, 90 days before your expiration date (and CE deadline), Missouri will send you a reminder about your upcoming renewal requirements.
Who’s exempt from Missouri Insurance CE?
If you’re a nonresident license holder, you can take a break from reading – Missouri, like all states, will hold you as being up to date with its requirements as long as you’re in good standing with CE requirements in your own state. There is an exception here – bail bond agents, even from out of state, have some special requirements.
Missouri regulators also place a high premium on experience, as those who are 70 years old or older are exempt from having to stay up on CE requirements.
How many hours of CE are required for Missouri insurance producers?
Missouri resident producers who hold a license under any major line of authority have to take 16 CE hours per renewal cycle, including three hours of ethics.
If you have a life or health line of authority (LOA), you’ll need to take 16 credits specific to those LOAs or that are just general credits. Similarly if you hold a property or casualty LOA, your 16 credits will need to be in those LOAs or will need to be general credits. If you have a combination of LOAs, you can take a combination of hours.
Missouri is a member of the NAIC Continuing Education Reciprocity agreement, so producers have an expansive category of courses from many providers to choose from. Producers seeking professional designations such as those from the College of Financial Planning can also get dual credit. However, Missouri doesn’t allow insurance professionals to repeat CE courses in a single renewal cycle, and, although the state does allow CE to roll over, you can only carry it into the next cycle.
There are also a few CE requirements specific to certain lines, such as:
- Title agents need eight hours of title credits.
- Resident and non-resident bail bond, general bail bond, and surety recovery agents need eight hours of CE
- Annuity agents have a one-time, four-hour CE requirement
- Producers selling flood insurance must have three CE hours in accordance with National Flood Insurance Program requirements
- Producers selling Long-Term Care Partnership policies have to take a one-time, eight-hour training as well as four hours of specialized ongoing training every renewal cycle
For more information about state-specific licensing requirements, or to find out how AgentSync can make it easier to operate across multiple states, check out our state pages.
Missouri Insurance CE FAQs
You have to get all renewal documents and CE to the state before your license renewal date to get renewal. If the state doesn’t receive renewal documents by the expiration date, Missouri will terminate your license. However, if you are within 12 months of expiration, you will need to complete all renewal requirements as well as submitting a per-month late fee of $25. After 12 months, you’ll need to apply for a new license.
TOPICS
- Continuing Education
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Missouri Insurance Continuing Education (CE) Requirements
Getting ready to renew your license? Complete Missouri’s mandated Continuing Education (CE) credit hours with CPMI courses. We offer:
- A wide variety of affordable, easy-to-use online insurance CE courses, including individual offerings and programs to fulfill specific requirements.
- Content that is relevant, interactive, and full of current examples to help you practice new material.
- Efficient report completions and other great performance indicators.
With CPMI, you can complete your hours and pass your exam with confidence.
Required Credit Hours
Exemptions
License Renewal Requirements
In Missouri, all licensed producers must take a total of 16 credit hours. For Life, Health, Life and Health, or Property and Casualty producers, at least 3 of those hours must be in ethics. The remaining 13 hours must be taken in the licensed line(s) of authority. An agent who completes over 16 hours may carry over the excess hours into the next renewal period.
The same course cannot count multiple times within the same period towards total credit hours.
Not all producers are required to complete CE courses in Missouri. If you are over 70 or on active duty, you are exempt. Other exempt groups are:
- Nonresident insurance producers.
- Agents with a severe or long-term illness who have received approval from the MO DOI.
- Credit/crop/funeral planning only producers.
Time for your Missouri insurance license renewal? It's important to know the requirements:
Besides the 16 required hours of CE, producers must pass their course final to retain their license. After you pass our course, CPMI will send your completion information on to the Missouri Department of Insurance.
For those outside of Missouri, please visit the National Insurance Producer Registry to see insurance licensing requirements for your state.
NOTE: Insurance producer licenses now expire on the licensee's birth date. To view current expiration dates, you can use the lookup search on the NAIC website here.
COMBINE AND SAVE - FINISH YOUR REQUIRED CE FOR JUST $34
Missouri Insurance CE Course Packages All include required Ethics. | Hours | Meets Renewal
| Cost
| |
Life & Health Package | 17 | $34.00 | Buy Now | |
Business Life & Health Package | 16 | $34.00 | Buy Now | |
Life Package | 16 | $34.00 | Buy Now | |
Health Package | 17 | $34.00 | Buy Now | |
Property & Casualty Package | 18 | $34.00 | Buy Now | |
Property Package (with Flood) Meets NFIP requirement to sell flood insurance | 17 | $34.00 | Buy Now |
Individual Courses, Filter by Line
All Lines
Life & Health
Property & Casualty
Life Only
Health Only
Missouri Insurance Continuing Education (CE) Courses
| Hours | Cost
| |
Accident, Health & Disability Insurance Fundamentals | 7 | $14.95 | Buy Now |
4 hr Annuities Training Meets Missouri Annuities Requirement | 4 | $8.95 | Buy Now |
Avoiding E&O Claims | 3 | $6.95 | Buy Now |
Business Disability Insurance | 3 | $6.95 | Buy Now |
Business Life Insurance | 3 | $6.95 | Buy Now |
Casualty Insurance Fundamentals | 5 | $10.95 | Buy Now |
Ethics - Handling the Money Meets Missouri Ethics Requirement | 8 | $16.95 | Buy Now |
Ethical Insurance Practices Meets Missouri Ethics Requirement | 3 | $6.95 | Buy Now |
Floods and Flood Insurance Meets NFIP requirement to sell flood insurance. | 4 | $8.95 | Buy Now |
Homeowners Insurance Valuation | 5 | $10.95 | Buy Now |
Identity Theft | 4 | $8.95 | Buy Now |
Insurance Ethics Webinar Meets ethics requirement | 3 | $29.95 | Buy Now |
Insurance Ethics 101 Meets Missouri Ethics Requirement | 3 | $6.95 | Buy Now |
Insurance for Residential Properties | 4 | $8.95 | Buy Now |
Life Insurance Fundamentals | 7 | $14.95 | Buy Now |
Long Term Care 8 hr Initial Training Course Meets Missouri 8 hr LTC Initial Requirement | 8 | $16.95 | Buy Now |
LTC Partnership 4 hr Review Meets Missouri 4 hr LTC Review Requirement | 4 | $8.95 | Buy Now |
Property Insurance Fundamentals | 5 | $10.95 | Buy Now |
Missouri Insurance Continuing Education (CE) Courses
| Hours | Cost
| |
Accident, Health & Disability Insurance Fundamentals | 7 | $14.95 | Buy Now |
4 hr Annuities Training Meets Missouri Annuities Requirement | 4 | $8.95 | Buy Now |
Avoiding E&O Claims | 3 | $6.95 | Buy Now |
Business Disability Insurance | 3 | $6.95 | Buy Now |
Business Life Insurance | 3 | $6.95 | Buy Now |
Ethics - Handling the Money Meets Missouri Ethics Requirement | 8 | $16.95 | Buy Now |
Ethical Insurance Practices Meets Missouri Ethics Requirement | 3 | $6.95 | Buy Now |
Identity Theft | 4 | $8.95 | Buy Now |
Insurance Ethics 101 Meets Missouri Ethics Requirement | 3 | $6.95 | Buy Now |
Life Insurance Fundamentals | 7 | $14.95 | Buy Now |
Long Term Care 8 hr Initial Training Course Meets Missouri 8 hr LTC Initial Requirement | 8 | $16.95 | Buy Now |
LTC Partnership 4 hr Review Meets Missouri 4 hr LTC Review Requirement | 4 | $8.95 | Buy Now |
Missouri Insurance Continuing Education (CE) Courses
| Hours | Cost
| |
Avoiding E&O Claims | 3 | $6.95 | Buy Now |
Casualty Insurance Fundamentals | 5 | $10.95 | Buy Now |
Ethics - Handling the Money Meets Missouri Ethics Requirement | 8 | $16.95 | Buy Now |
Ethical Insurance Practices Meets Missouri Ethics Requirement | 3 | $6.95 | Buy Now |
Floods and Flood Insurance Meets NFIP requirement to sell flood insurance. | 4 | $8.95 | Buy Now |
Homeowners Insurance Valuation | 5 | $10.95 | Buy Now |
Identity Theft | 4 | $8.95 | Buy Now |
Insurance Ethics 101 Meets Missouri Ethics Requirement | 3 | $6.95 | Buy Now |
Insurance for Residential Properties | 4 | $8.95 | Buy Now |
Property Insurance Fundamentals | 5 | $10.95 | Buy Now |
Missouri Insurance Continuing Education (CE) Courses
| Hours | Cost
| |
Accident, Health & Disability Insurance Fundamentals | 7 | $14.95 | Buy Now |
4 hr Annuities Training Meets Missouri Annuities Requirement | 4 | $8.95 | Buy Now |
Avoiding E&O Claims | 3 | $6.95 | Buy Now |
Business Disability Insurance | 3 | $6.95 | Buy Now |
Business Life Insurance | 3 | $6.95 | Buy Now |
Ethics - Handling the Money Meets Missouri Ethics Requirement | 8 | $16.95 | Buy Now |
Ethical Insurance Practices Meets Missouri Ethics Requirement | 3 | $6.95 | Buy Now |
Identity Theft | 4 | $8.95 | Buy Now |
Insurance Ethics 101 Meets Missouri Ethics Requirement | 3 | $6.95 | Buy Now |
Life Insurance Fundamentals | 7 | $14.95 | Buy Now |
Missouri Insurance Continuing Education (CE) Courses
| Hours | Cost
| |
Accident, Health & Disability Insurance Fundamentals | 7 | $14.95 | Buy Now |
4 hr Annuities Training Meets Missouri Annuities Requirement | 4 | $8.95 | Buy Now |
Avoiding E&O Claims | 3 | $6.95 | Buy Now |
Business Disability Insurance | 3 | $6.95 | Buy Now |
Business Life Insurance | 3 | $6.95 | Buy Now |
Ethics - Handling the Money Meets Missouri Ethics Requirement | 8 | $16.95 | Buy Now |
Ethical Insurance Practices Meets Missouri Ethics Requirement | 3 | $6.95 | Buy Now |
Identity Theft | 4 | $8.95 | Buy Now |
Insurance Ethics 101 Meets Missouri Ethics Requirement | 3 | $6.95 | Buy Now |
Life Insurance Fundamentals | 7 | $14.95 | Buy Now |
Long Term Care 8 hr Initial Training Course Meets Missouri 8 hr LTC Initial Requirement | 8 | $16.95 | Buy Now |
LTC Partnership 4 hr Review Meets Missouri 4 hr LTC Review Requirement | 4 | $8.95 | Buy Now |
Get Licensed. Stay Licensed.
How can we help you renew your insurance license(s)?
At CPMI, we have a proven track record of success. Our insurance education programs are created by insurance agents and managers who work in the industry. Our goal is to provide concise, easy to understand education and study programs…to help you successfully maintain your insurance license(s).
What Your Colleagues Are Saying
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“I want to thank you for your tips. I did exactly as you advised with the reading of the manual, online study & breaks, and no worrying I passed the test! Thank you!”
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Your program really helped me focus on the material that had been difficult for me. I passed this time! Thank you!
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