How many hours of approved continuing education must Missouri insurance producers complete during a license renewal period?

Prevention is the New Solution

Missouri. Home of most of Kansas City, birthplace of Mark Twain and his excellent wit, not to mention the St. Louis Arch – Missouri has a variety of flavors and inspirations that distinguish it as a unique state.

Like most other states, Missouri also has its own unique CE requirements. If you’re a Missouri license holder, you’ll need to stay abreast of these distinct regulations if you’re planning to keep your resident license, and, in turn, any additional nonresident licenses, in compliance.

The AgentSync writing staff is, frankly, a bunch of nerds. Yet, if you’ll forgive us our occasional hubris, you should understand this is our informative overview, but you’re the one responsible for being in compliance with whatever states you operate in. So, be sure to visit Missouri’s insurance site and do your own research before you just take our word for it.

What is the due date for Missouri Insurance CE Credits? 

Beginning Aug. 30, 2021, Missouri’s new license expiration and CE due date is the producer’s birth date every two years based on the year of licensure. If that seems confusing, 90 days before your expiration date (and CE deadline), Missouri will send you a reminder about your upcoming renewal requirements.

Who’s exempt from Missouri Insurance CE?

If you’re a nonresident license holder, you can take a break from reading – Missouri, like all states, will hold you as being up to date with its requirements as long as you’re in good standing with CE requirements in your own state. There is an exception here – bail bond agents, even from out of state, have some special requirements.

Missouri regulators also place a high premium on experience, as those who are 70 years old or older are exempt from having to stay up on CE requirements.

How many hours of CE are required for Missouri insurance producers?

Missouri resident producers who hold a license under any major line of authority have to take 16 CE hours per renewal cycle, including three hours of ethics.

If you have a life or health line of authority (LOA), you’ll need to take 16 credits specific to those LOAs or that are just general credits. Similarly if you hold a property or casualty LOA, your 16 credits will need to be in those LOAs or will need to be general credits. If you have a combination of LOAs, you can take a combination of hours.

Missouri is a member of the NAIC Continuing Education Reciprocity agreement, so producers have an expansive category of courses from many providers to choose from. Producers seeking professional designations such as those from the College of Financial Planning can also get dual credit. However, Missouri doesn’t allow insurance professionals to repeat CE courses in a single renewal cycle, and, although the state does allow CE to roll over, you can only carry it into the next cycle.

 There are also a few CE requirements specific to certain lines, such as:

• Title agents need eight hours of title credits.
• Resident and non-resident bail bond, general bail bond, and surety recovery agents need eight hours of CE
• Annuity agents have a one-time, four-hour CE requirement
• Producers selling flood insurance must have three CE hours in accordance with National Flood Insurance Program requirements 
• Producers selling Long-Term Care Partnership policies have to take a one-time, eight-hour training as well as four hours of specialized ongoing training every renewal cycle

For more information about state-specific licensing requirements, or to find out how AgentSync can make it easier to operate across multiple states, check out our state pages.

Missouri Insurance CE FAQs

You have to get all renewal documents and CE to the state before your license renewal date to get renewal. If the state doesn’t receive renewal documents by the expiration date, Missouri will terminate your license. However, if you are within 12 months of expiration, you will need to complete all renewal requirements as well as submitting a per-month late fee of $25. After 12 months, you’ll need to apply for a new license.

TOPICS

• Continuing Education