What is the minimum number of persons that can be covered by a group insurance plan quizlet?

Health Insurance Portability and Accountability Act (HIPAA)

This ensures the portability of group insurance coverage and includes various mandated benefits that affect small employers, the self-employed, pregnant women, and the mentally ill.

Portability: if ERs offer health coverage to EEs the ER must make full health care coverage immediately to newly hired EEs who were previously covered at another job (as long as they had coverage for 18 months) If a member leaves to become self-employed then the insurance coverage cannot be denied.

Group Plans cannot impose more than a 12 month exclusion period for preexisting conditions.

Mandated Benefits - there must be coverage for a 48-hour hospital stay for new mothers and their babies after a regular delivery and 96 hours for C-Section. There's now a similar provision covering mental health and treatment.

Small Employers cannot be denied coverage for one or more members with poor health.

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What is the minimum number of members required for a group life insurance policy in the state of Florida?

Many states place minimum guidelines on the amount of participants required to be considered for group coverage (typically 50). Florida does not set such rules. There is no minimum number of members (lives) as long as the organization is one that is eligible for group life insurance in Florida.

What are the typical types of group life insurance coverage?

There are four types of group life insurance currently in operation: employee basic life, employee optional life, dependent basic life and dependent optional life. The key distinctions are usually made between the two employee life types and dependent life types.