Which of the following states that prejudice offers an outlet for anger by providing someone to blame?

AB Social psychologythe scientific study of how we think about, influence, and relate to one another. Attribution theorysuggests how we explain someone’s behavior – by crediting either the situation or the person’s disposition. Fundamental attribution errorthe tendency for observers, when analyzing another’s behavior, to underestimate the impact of the situation and to overestimate the impact of personal disposition. Attitudefeelings, often based on our beliefs, that predispose us to respond in a particular way to objects, people, and events. Foot-in-the-door phenomenonthe tendency for people who have first agreed to a small request to comply later with a larger request. Rolethe part you play by striving to follow the social prescription, and it often becomes reality. Cognitive dissonance theorythe theory that we act to reduce the discomfort (dissonance) we feel when two of our thoughts (cognitions) are inconsistent. For example, when our awareness of our attitudes and of our actions clash, we can reduce the resulting dissonance by changing our attitudes. Conformityadjusting one’s behavior or thinking to coincide with a group standard. Normal social influenceinfluence resulting from a person’s desire to gain approval or avoid disapproval. Social facilitationstronger responses on simple or well-learned tasks in the presence of others. Social loafingthe tendency for people in a group to exert less effort when pooling their efforts toward attaining a common goal than when individually accountable. Deindividuationthe loss of self-awareness and self-restraint occurring in group situations that foster arousal and anonymity. Group polarizationthe enhancement of a group’s prevailing inclinations through discussion within the group. Groupthinkthe mode of thinking that occurs when the desire for harmony in a decision-making group overrides a realistic appraisal of alternatives. Prejudicean unjustifiable (and usually negative) attitude toward a group and its members. Prejudice generally involves stereotyped beliefs, negative feelings, and a predisposition to discriminatory action. Discriminationunjustifiable negative behavior toward a group or its members. Ingroup“Us” – people with whom one shares a common identity. Outgroup“Them” – those perceived as different or apart form one’s ingroup. Ingroup biasthe tendency to favor one’s own group Scapegoat theorythe theory that prejudice offers an outlet for anger by providing someone to blame. Just-world phenomenonthe tendency of people to believe the world is just and that people therefore get what they deserve and deserve what they get. Aggressionany physical or verbal behavior intended to hurt or destroy. Frustration-aggression principlethe principle that frustration—the blocking of an attempt to achieve some goal—creates anger, which can generate aggression. Conflicta perceived incompatibility of actions, goals, or ideas. Social trapa situation in which the conflicting parties, by each rationally pursuing their self-interest, become caught in mutually destructive behavior. Mere exposure effectthe phenomenon that repeated exposure to novel stimuli increases liking of them. Passionate lovean aroused state of intensive positive absorption in another, usually present at the beginning of a love relationship. Companionate lovethe deep affectionate attachment we feel for those with whom our lives are intertwined. Equitya condition in which people receive from a relationship in proportion to what they give to it. Self-disclosurerevealing intimate aspects of oneself to others Altruismunselfish regard for the welfare of others Bystander effectthe tendency for any given bystander to be less likely to give aid if other bystanders are present. Reciprocity norman expectation that people will help, not hurt, those who have helped them. Social-responsibility norman expectation that people will help those dependent upon them.

The number of American households that were unbanked last year dropped to its lowest level since 2009, a dip due in part to people opening accounts to receive financial assistance during the pandemic, a new report says.  

Roughly 4.5% of U.S. households – or 5.9 million – didn't have a checking or savings account with a bank or credit union in 2021, a record low, according to the Federal Deposit Insurance Corporation's most recent survey of unbanked and underbanked households. 

Roughly 45% of households that received a stimulus payment, jobless benefits or other government assistance after the start of the pandemic in March, 2020 said those funds helped compel them to open an account, according to the biennial report which has been conducted since 2009.

"Safe and affordable bank accounts provide a way to bring more Americans into the banking system and will continue to play an important role in advancing economic inclusion for all Americans,'' FDIC acting chairman Martin J. Gruenberg said in a statement.  

A lack of banking options delayed some households from getting federal payments aimed at helping the country weather the economic fallout from the COVID-19 health crisis.

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The FDIC initiated an educational campaign to get more Americans to open an account to enable the direct deposit of those funds. And banks such as Capital One and Ally Financial ended  overdraft and other fees that have been a key barrier to some Americans accessing the banking system. 

What does it mean to be unbanked?

A household is deemed unbanked when no one in the home has an account with a bank or credit union. That share of households has dropped by nearly half since 2009. And since 2011, when 8% of U.S. households were unbanked, the highest since the start of the survey, and the record low reached in 2021, roughly half of the drop was due to a shift in the financial circumstances of American households the FDIC says.

Who are the underbanked?

A bank manager helps a woman open up a new account.

Those who have a checking or savings account, but also use financial alternatives like check cashing services are considered underbanked. The underbanked represented 14% of U.S. households, or 18.7 million, last year.   

Why are people unbanked or underbanked?

Many of those who are unbanked say they can't afford to have an account because of the fees for insufficient funds and overdrafts that are tacked on when account balances fall short. Roughly 29% said fees or not having the required minimum balance were the primary reasons they didn't have a checking or savings account, as compared to 38% who cited those obstacles in 2019.

Are some groups more likely to be unbanked? 

The numbers of the unbanked were greater among households that included those who were working age and disabled, lower income, included a single mother, or were Black or Hispanic. Among white households for instance, 2% didn't have a bank account last year as compared to 11% and 9% of their Black and Hispanic counterparts.

Meanwhile, nearly 15% of households with a working age member who had a disability were unbanked compared to almost 4% of other households. And  nearly 16% of households with a single mother were unbanked as compared to about 2% of married couples who lacked an account. 

 "These gaps attest there's still a lot of opportunity to expand participation across the population in the banking system,'' Keith Ernst, Associate Director of Consumer Research and Examination Analytics at the FDIC, said during a media call about the report.            

Will the number of unbanked rise if the U.S. has a recession? 

Perhaps.

"During the last recession unbanked rates did indeed go up,'' Karyen Chu, chief of the Banking Research Section at the Center for Financial Research, said during the call. 

Additionally, last year, homes where the head of household was out of work were nearly five times more likely to not have a bank account as compared to those where the household head was employed.

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"To the extent that income goes down ... that has generally been associated with increases in unbanked rates,’’ Chu said. 

What is the theory that prejudice offers an outlet for anger by providing someone to blame answer with two words?

According to scapegoat theory, the Germans used the Jews as scapegoats for all of their countries problems (which included economic problems across the country), focused all of their anger on the Jews, allowed their anger and hatred to build, and focused all of their anger, frustration, and problems on the Jews.

Which theory suggests that prejudice offers an outlet for anger by providing someone to blame when things go wrong in their lives?

Scapegoat theory suggests that prejudice offers an outlet for anger by providing someone to blame.

Which of the following occurs when prejudice becomes an outlet for anger by providing someone to blame?

Emotionally, there is the scapegoat theory which is a theory that [prejudice provides an outlet for anger by providing someone to blame.

What explains unjustly blaming someone for your own frustrations?

Aggressive Behavior and Scapegoating Scapegoating is defined as the tendency to blame others for one's own mishaps. Scapegoating is an opportunity for an individual to attempt to explain their failures and preserve their own self-image by blaming others.