Was ist der Unterschied zwischen CVC und CVV?

When you make a purchase online or over the phone, you’ll generally be asked to provide your card’s number, expiration date and CVV or CVC number.

What is a CVV or CVC?

A CVV or CVC is a series of three or four numbers that are printed on your credit card or debit card. It is a security feature that is used when you are making a remote transaction, without you or your card being physically present, such as if you buy something online or over the phone.

The code is designed to protect you against fraud and shows that you are in possession of the card. It can help against fraud if your credit or debit card number is stolen, but not your physical card.

What does CVV and CVC stand for?

CVV stands for ‘card verification value’, while CVC stands for ‘card verification code’. It is also sometimes referred to as the security number, card security code or personal security code, or other codes like CVV2, CVC2, CSC and CID.

Glossary

Provider

Star Rating

Purchase rate

Annual fee

Balance transfer

Glossary

We couldn’t find any results from our Online Partners.

If you want to keep comparing, here are products from other providers based on your search.

Westpac | Low Rate Card - Cashback Option

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PROMOTED

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21.49% Glossary

Fees & charges apply, Australian Credit Licence 233714

St.George Bank | Vertigo Visa - Balance Transfer Offer

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0%p.a. for 32 months on balance transfers
Plus 0% balance transfer fees!
A Low Rate credit card with great benefits

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for Glossary

32 mths Glossary

then 21.49% Glossary

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ANZ | Low Rate - Credit Back to Your Card Offer

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Get $250 Back To Your New ANZ Low Rate Card
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View Important Information

Canstar may earn a fee for referrals from its website tables, and from Sponsorship or Promotion of certain products. Fees payable by product providers for referrals and Sponsorship or Promotion may vary between providers, website position, and revenue model. Sponsorship or Promotion fees may be higher than referral fees. Sponsored or Promotion products are clearly disclosed as such on website pages. They may appear in a number of areas of the website such as in comparison tables, on hub pages and in articles. Sponsored or Promotion products may be displayed in a fixed position in a table, regardless of the product’s rating, price or other attributes. The table position of a Sponsored or Promoted product does not indicate any ranking or rating by Canstar. For more information please see How We Get Paid.

Where do I find my CVV or CVC?

This depends on the type of card you have. For Visa and Mastercard credit cards or debit cards, you can find the CVV or CVC code printed on the back of your credit card, on the right-hand side of the signature strip. For American Express cards, the number is located on the front of the card.

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Is my CVV or CVC number three or four digits?

This will depend on who the credit card provider is. Visa and Mastercard cards have three-digit codes, while American Express cards have four-digit codes.

Are CVV or CVC numbers the same as my PIN?

No, a CVV or CVC number is not the same as a PIN number. Your personal identification number (PIN) is a series of numbers that you use to authenticate transactions and can be used instead of a signature. You can choose your own PIN number and can generally change it through your internet banking. It’s generally recommended that you don’t write down your PIN and you definitely wouldn’t write it down on the card itself. In comparison, CVV/CVC numbers are generated by your credit card issuer and printed on the card.

Is it safe to give out your CVV or CVC number?

You will generally be asked to provide your CVV or CVC number when you make a purchase online or over the phone. Generally, American Express says this should be safe if you know the merchant and you are not in a public place where you can be overheard for phone orders.

When shopping online, American Express recommends looking to see if the website starts with https://. The ‘s’ indicates that the site is secure and means your information will be encrypted. When shopping online, it also recommends that you don’t save your credit card information on the site and instead enter it again for future purchases.

Compare Low Rate Credit Cards with Canstar

The table below displays some of our referral partners’ low rate credit cards for Australians spending around $2000 per month. The results shown are sorted by highest Star Rating, then lowest purchase rate, then alphabetically by provider name. Consider the Target Market Determination (TMD) before making a purchase decision. Contact the product issuer directly for a copy of the TMD. Use Canstar’s credit cards comparison selector to view a wider range of credit cards. Canstar may earn a fee for referrals.

Glossary

Provider

Star Rating

Purchase rate

Annual fee

Balance transfer

Glossary

American Express | Low Rate Credit Card

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8.99% Glossary

$0 Glossary

Fees & charges apply, Australian Credit Licence 291313

ANZ | Low Rate - Balance Transfer Offer

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12.49% Glossary

$58 Glossary

$0 in first year Glossary

0% Glossary

for Glossary

30 mths Glossary

then 21.24% Glossary

Balance transfer fee of 1% applies Glossary

Fees & charges apply, Australian Credit Licence 234527

ANZ | Low Rate - Credit Back to Your Card Offer

Go to site

12.49% Glossary

$58 Glossary

$0 in first year Glossary

21.24% Glossary

Fees & charges apply, Australian Credit Licence 234527

Suncorp Bank | Clear Options Standard Card

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0.00% Glossary

for 12 mths Glossary

then 12.74% Glossary

$55 Glossary

0% Glossary

for Glossary

12 mths Glossary

then 21.99% Glossary

Fees & charges apply, Australian Credit Licence 229882

Westpac | Low Rate Card - Cashback Option

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13.74% Glossary

$59 Glossary

21.49% Glossary

Fees & charges apply, Australian Credit Licence 233714

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View Important Information

Canstar is an information provider and in giving you product information Canstar is not making any suggestion or recommendation about a particular credit card product. If you decide to apply for a credit card, you will deal directly with a financial institution, and not with Canstar. Rates and product information should be confirmed with the relevant financial institution. For more information, read Canstar’s Financial Services and Credit Guide (FSCG), detailed disclosure, important notes and liability disclaimer. Products displayed above that are not “Sponsored or Promoted” are sorted as referenced in the introductory text and then alphabetically by company. Canstar may receive a fee for referral of leads from these products. See How We Get Paid for further information.

This article was reviewed by our Deputy Editor Sean Callery and Sub Editor Jacqueline Belesky before it was updated, as part of our fact-checking process.

TAMIKA SEETO

Finance Journalist

Tamika is a former Finance Journalist at Canstar. She covered banking and general insurance. She has a Bachelor of Journalism and Bachelor of Laws (Honours) at QUT. Her work is regularly referenced by major publishers, such as The Guardian, ABC, Yahoo Finance, The Motley Fool and The Conversation.

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